June 18, 2021 by James Goldbeck
Does It Really Matter If I Miss a Mortgage Payment?

No one expects life to be smooth sailing. Everyone hits the occasional hidden rock or shoal, causing upsets to the operations of the vessel. The recent pandemic is a prime example. Many lost jobs as businesses closed down and this forced them to rethink financial priorities. A common question asked during financially straining times is,…

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June 18, 2021 by James Goldbeck
Do I Need to Refinance or Apply for a Loan Modification?

Life happens to everyone and the different situations that can occur often present needs or opportunities. When circumstances arise that may require adjustments to our finances, you have choices with your mortgage loan. Two options, in particular, allow you to make some changes to your loan. These are refinancing and loan modification. Let’s explore a…

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June 18, 2021 by James Goldbeck
Tax Advantages to Owning a Home

If you’re thinking about buying a home, there are lots of advantages to consider. Of course, hanging a picture on the wall or making changes without permission from anyone is pretty attractive. But the tax advantages can be even better. The federal government has established numerous tax deductions and credits to encourage home ownership.  Better…

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June 18, 2021 by James Goldbeck
Mortgage Loans for People with Bad Credit

Credit problems can happen for a variety of reasons, not all of them due to mismanagement or poor spending habits. Unfortunately, the consequences are the same — difficulties obtaining a loan to purchase virtually anything. But, all hope is not lost. There are mortgage loans available for people with bad credit. Better Rate Mortgage has…

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June 18, 2021 by James Goldbeck
How to Build Your Credit

Credit is a necessary evil in our modern world. With the cost of so many things being relatively high, few people can manage to purchase everything with cash on hand. They must borrow money on credit to make substantial purchases. Therefore, building your credit is important.  Credit is really about trustworthiness. Credit allows you to…

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June 18, 2021 by James Goldbeck
What You Need to Know About Credit When Buying or Refinancing

Credit all boils down to trust. Since credit allows you to borrow money with the understanding that you will pay it back at a later time, credit is really a determination of trustworthiness. Can you be trusted to pay what you owe in a timely manner? Lenders and others grant credit based on their confidence…

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June 18, 2021 by James Goldbeck
What Do I Need to Know About a Refinancing Appraisal?

Part of refinancing your mortgage loan can be a refinance appraisal. This may seem a bit intrusive and repetitive, especially since an appraisal and home inspection were required before obtaining your initial mortgage loan. You may not understand why an appraisal is even necessary at this point.  Better Rate Mortgage wants you to understand every step…

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June 18, 2021 by James Goldbeck
Popular Types of Mortgage Refinancing Loans

Refinancing your mortgage loan offers some significant benefits. Whether you need cash for a new project, are seeking to lower your payments or get a better interest rate, or need to shorten your loan term, there are options available. Better Rate Mortgage offers the following popular types of mortgage refinancing loans for clients looking to…

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June 18, 2021 by James Goldbeck
What You Need to Know About Refinancing Your Mortgage

For most families, their home is the largest investment they will ever make. As an investment, you should use your home wisely. Sometimes, this means considering refinancing your mortgage loan. There are several benefits to refinancing that you should consider. First, let’s learn more about refinancing your mortgage and what is involved.  What is Refinancing? …

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