You will need the documents listed below when obtaining a mortgage loan or refinance loan. Some documents are specific to your type of loan.
Permanent Resident Alien Card/Green Card
Pay Stubs for 2 recent pay periods
Last two years - W2 forms, 1099’s
Current year’s Year to date Profit and Loss Statement to current month
2 Years of 1040 (Personal Federal Tax Returns)
2 Years of Business Returns – all schedules required
Year To Date Profit & Loss Statement to current month
Year to Date Balance Sheet to current month
Most recent 3 months business bank statements
Retirement Benefit Award letters with proof of 3 years continuance
Social Security Award Letter
Disability Award Letter
Divorce Decree. Child Support Order & DES received payment history
Checking / Saving Bank Account Statements. Bank statements for recent two consecutive months
Completely filled Gift Letter signed by donor & receipt – will be provided
Donor’s bank statement
Retirement Accounts / Stocks and Bonds
Recent statement covering minimum of 60 days
Terms and Conditions of Withdrawal confirming sufficient access to withdraw funds whenever required
Purchase / Sales Contracts or Offer to Purchase with all Addenda (Attachments and Endclosures)
Copy of the Earned Money Check and Receipt from Title/ Escrrow company
Mortgage statements for mortgages associated with other properties owned
Current Mortgage Statements
Homeowners insurance Declaration page reflecting annual premium
Tax Bill / Tax Certificate
Current Homeowners Association (HOA) bill
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