About Better
Rate Mortgage

At Better Rate Mortgage, we envisioned a way for borrowers to receive a more personalized loan experience. We can get you a better loan, faster, tailored to your specific needs, and at the lowest rates on the market.

Better Rate Mortgage

Who we are

We became tired of seeing the large retail lenders have total control over borrowing while pushing higher rates and perpetuating a long, difficult loan process. Better Rate Mortgage is here to show our clients a better way.

  • Lower Costs
  • Experienced Loan Experts
  • Faster Loan Closings
  • Lowest Rates on the Market
  • Advanced Tech & Tools
  • Better Experience for Borrowers

Why we are better

  • Professionalism
  • Competitive
  • Innovative
  • Speed
  • Choices

We are committed to making financing easier and faster through personal service from real people who care. We leverage our experience, automated tools, and state-of-the-art technology to get you the best rates and loan benefits.

Our Service Locations

With offices in California and Michigan, we offer our services in many different states. Contact us today for more information.

Better  Rate Mortgage is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

Licensed by: the Department of Financial Protection and Innovation under the California Financing Law
License # 60DBO113152

Licensed by: the Department of Real Estate
License # 02092189

Licensed by: Colorado Division of Real Estate
License # 1852295 Colorado Mortgage Company Registration

Licensed by: Office Of Financial Regulation
License # MLD1865

Licensed by: Idaho Department of Finance
License # MBL-2081852295

Licensed by: Department of Insurance and Financial Services
License # FL0022505

Licensed by: Montana Division of Banking and Financial Institutions
License # 1852295

Licensed by: Department of Banking and Finance
License # 1852295

Licensed by: The Ohio Department of Commerce Division of Financial Institutions
License # RM.804713.000

Licensed by: Department of Financial Institutions
License # 1852295

Licensed by: TX Dept of Savings and Mortgage Lending
License # 1852295

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originator. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund. Please consult the department’s website at www.sml.texas.gov.

Licensed by: Utah Division Of Real Estate
License # 12492384

team members

Expert advice

We literally have hundreds of years of combined experience that we bring to bear to get you the fastest loan at the best rates. Our experienced loan experts can help you make sound borrowing decisions for a better future.


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