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Your needs are unique, just like you. Choose which route to take
and tailor a loan that fits your life and budget. Our simplified
process makes it fast and easy, and you get assistance from real people. Plus, your personalized quote is FREE!

Buy a Home Refinance

why better?

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The right time and place are different for everyone. Submit your mortgage application during your lunch break, from your couch, or in your pajamas. No appointment required! ​​​​​
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Quick Closings
Close in Weeks — Not Months
We offer some of the fastest, quick-to-close mortgages in the industry for those looking to close as quickly as possible. Often, in under 2 weeks — why wait months? Get started today!
Friendly Personalized Service
Over a Hundred 5 Star Reviews
We work hard to make your experience as pleasant and stress-free as possible. Our commitment to customer service is highlighted in over one hundred 5-star reviews!

While the big lenders waste time and inflate rates, our personalized lending services offer fast loans at the best rates available.

Your time and money matter

Buying or refinancing a home shouldn’t be a stressful experience. At Better Rate Mortgage, we show you a better way to get the best loan that meets your needs, at the best rate, and with personal assistance along the way. Start by getting a FREE rate quote now.

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Enter your zip code to receive your FREE, customized Pre-Approval Letter! Let sellers know you are ready to buy!

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Get Your FREE Refinance Analysis

Enter your zip code to receive your FREE, customized Refinance Analysis! We make refinancing easy with the best rates available!

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Free Rate Quote

Enter your zip code to receive a FREE, current listing of mortgage rates for your area! We offer the best rates available in your area!

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Expert advice

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Latest Reviews

I would like to acknowledge the exceptional service that I received from Kevin Woods during the entire financing process of my loan. Kevin's professionalism and knowledge of the industry was impressive and truly appreciated. In the past, I have had experience with several other banks and have found the process frustrating and tedious. Kevin went above and beyond to ensure that all of my needs were met and that everything was handled thoroughly and efficiently. I have and will continue to recommend him in the future.” I closed within 30 days! :) Eunice Warren, Tennessee
beryl warren
beryl warren
16:59 31 Oct 22
Can’t thank you enough Elmer for your help in our home purchase, we truly appreciate the knowledge you shared with us and guidance! Out of all the lenders we spoke to, you made the effort to actually listen to what we wanted.
Chava Josey
Chava Josey
21:07 14 Oct 22
Elmer Deleon and Better Rate Mortgage team were incredible. Elmer made the home buying process easy and efficient from start to finish. Phenomenal service and a true professional. I would recommend to anyone looking to buy/refinance or take advantage of the equity in their home.
Ines Vukovic
Ines Vukovic
19:48 12 Oct 22
I can not express enough how thankful I am to Elmer DeLeon (Mortgage specialist) and Better Rate Mortgage, Inc. So many doors had closed on me before, but they were able to help me, and my family. Hands down to Elmer for how much effort, work ethic, compasion, time and understanding, he gave to us. I was able to get a much lower interest rate on my house. In my case, the paperwork was heavy, but nevertheless they gave me the best offer. I definitely recommend them to anyone who is trying to get a mortgage or refinancing!
Claudia B0506
Claudia B0506
00:02 06 Oct 22
I would refer anyone I know to this company. Devin Mcnabb helped my family out of a really bad less than a week!! Our first call was late a night on a Saturday, well after hours and he jumped on the ball faster than anyone I've ever worked with. My wife and I appreciate the help more than known!! 10 out of 5 stars!
Joe Cusumano
Joe Cusumano
18:13 24 Aug 22
As any new, single homebuyer, I didn’t know where to start. I was referred by a friend to better rate mortgage. I called and spoke with Jon Williamson. Jon was quick with all the answers I had questions for and if he didn’t know he would find the answer for me. Jon was there every step of the way and was available for me when I needed, especially with the work field I’m in, it was hard for me to always be available but he made himself available to work around my work schedule which is a big plus. I really want to appreciate and thank jon for all his hard work and time! I stand behind better rate mortgage.Thank you :)
Sandro Rocha
Sandro Rocha
19:58 01 Aug 22
Jonathan williamson was really helpfull great guy who know the work better. Very good service and i will recommend him
Roy Vincent M
Roy Vincent M
19:59 28 Jul 22
We got better service for getting a home loan from this company because Jonathan Williamson. He is a amazing loan officer for our whole family. Thank you again Mr. Jon.
vincent mascreen
vincent mascreen
19:28 28 Jul 22
First time home buyer and decided to go with Better Rate. Jon made the entire process very easy and seamless. I highly recommend their services!
Justin Bougher
Justin Bougher
20:23 24 Jun 22
Alex and the BRM team did a diligent job helping me with my first time home purchase. They were responsive and professional. If you are looking into working with a mortgage broker, consider working with them.
Chris Anderson
Chris Anderson
22:20 25 May 22
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You’re only a few simple steps away from the home of your dreams! Apply with Better Rate Mortgage for the best rates and personalized service in the industry.
Your rate quote is FREE!