Better Rate Mortgage

Today's Rates

Free rate quotes, refinance analysis, and pre-approval support.

Free Rate Quote

Mortgage rates change daily and vary depending on your unique situation. Get your FREE customized quote with our Apply Now tool.

  • Know exactly what you can afford before you search for homes.
  • Spend less out of pocket and lock in a super low interest rate.

Refinance Rate Checker

Just answer simple questions in our Refinance Calculator to estimate a lower mortgage rate and payment. We make the process quick and easy.

Free Home Purchase Qualifier

Do you know how much home you can afford? Take the first step with our Affordability Calculator and start pre-approval with Apply Now.

SMS Terms and Compliance Notice

Better Rate Mortgage SMS Terms & Conditions for Opt In/Opt Out:

  • We use SMS to confirm appointments, send reminders, and notify clients of schedule updates or important changes.
  • Users can opt out at any time by texting STOP, and will receive confirmation of the unsubscribe.
  • Users can text HELP for assistance or contact us at our support/contact email at [email protected] or call (916) 742-7400.
  • Carriers are not liable for delayed or undelivered messages.
  • Message and data rates may apply and message frequency may vary.
  • Questions regarding the text plan/data plan should be directed to the user’s wireless provider.
  • Please see our Terms and Conditions and Privacy Policy.

Get Started

Ready for a Personalized Quote?

Our experts are standing by to review your scenario and provide free customized pricing.

Apply Now